Journal
Notes from the market
New construction
Touring a new-construction model home? Bring your own agent to the first visit.
The person at the model home desk is lovely, competent, and paid by the builder. Here is why that matters, and why the first visit is the one that decides whether you have someone in your corner.
Financing
Should you use the builder's lender? Run the math, not the pitch.
Builder incentives tied to an affiliated lender can be real money — or a discount you pay for in the rate. A former finance career says the answer is almost always in the total cost, not the headline.